【答案】laws that would have ensured

Laws that would have ensured pupils from five to sixteen received a full financial education got lost in the “wash up". An application is calling on the next government to bring it back.

At school the children are taught to add up and subtract（减法）  but, extraordinarily, are not routinely shown how to open a bank account-let alone how to manage their finances in an increasingly complex and demanding world.

Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to sixteen should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the children,schools and families bill that was shelved by the government in the so-called ¨wash-up" earlier this month-the rush to legislation before parliament was dismissed. Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.

As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven to ll-year-olds are savers but by the time they get t0 17, over half of them are in debt to family and friends. By this age, 26% see a credit or overdraft（透支）as a way of extending their spending power. Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have been fallen many of their parents' generation unless they receive good quality financial education while at school".

The UK has been in the worst financial recession（衰退）for generations. It does seem odd that-unless parents step in-young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.

【1】The passage is mainly about（         ）

A. how to manage school lessons

B. how to deal with the financial crisis

C. teaching young people about money

D. teaching students how to study effectively

【2】It can be inferred from the first two paragraphs that（        ）

A. the author complains about the school education

B. pupils should not be taught to add up and subtract

C. students have been taught to manage their finances

D. laws on financial education have been effectively carried out

【3】The website and the consumer campaigner joined to（         ）

A. instruct the pupils to donate their pocket money

B. promote the connection of schools and families

C. ask the government to dismiss the parliament

D. appeal for the curriculum of financial education

答案

【1】C

【2】A

【3】D

解析

试题分析：本文讲述了孩子接受金融教育的必要性以及社会各阶层为推行孩子金融教育所作出的努力。

【1】C主旨大意题。反映文章中心思想的句子往往可以在首段找到。根据文章第一段第一句Laws that would have ensured pupils from five to sixteen received a full financial education got lost in the “wash up".可知，确保5到16岁的孩子接受完整的金融教育的法律没有被很好地执行。故选C。

【2】A推理判断题。根据第一段中的got lost和第二段中的extraordinarily, are not routinely shown how to open a bank account-let alone how to manage their finances in an increasingly complex and demanding world.可知，学校没有教育孩子怎样开户，更别说教育他们在越来越复杂和高要求的世界里管理他们的金钱。故选A。

【3】D细节理解题。根据第三段第一句Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England.可知，网站和消费者运动是为了使金融教育成为学校课程的强制元素。故选D。